You found a place in Portland, you are saving for a house in Bangor, and your partner already runs a small business out of Lewiston. Two financial lives are about to become one.
Not legal advice. This article is general information only. Prenup laws differ by state and change over time. Consult a licensed attorney in your state before acting on anything here.
A prenuptial agreement lets you decide in advance how money and property are handled if the marriage ever ends. It is a planning tool, not a sign of distrust.
Maine has its own rules for these contracts, and they are stricter than most people expect. A prenup that ignores them can be set aside by a judge.
This guide explains how prenups work under Maine law, what they can and cannot do, and how to make yours hold up.
Are Prenuptial Agreements Enforceable in Maine?
Yes. Maine adopted the Uniform Premarital Agreement Act in 1995, and it is codified at 19-A M.R.S. §§ 601 to 611.
The Act governs agreements signed before marriage that take effect once the couple weds. A valid Maine prenup is a binding contract that courts will enforce.
The catch is that the same Act gives a judge clear grounds to refuse enforcement. The main test sits in Section 608.
The Two-Part Test Under Section 608
Under 19-A M.R.S. § 608, a Maine prenup is not enforceable if the party challenging it proves either of two things.
The first ground is simple. The agreement cannot be enforced if that party did not sign it voluntarily.
The second ground is that the agreement was unconscionable when it was signed and, before signing, that party met all of the following conditions:
- Was not given fair and reasonable disclosure of the other party’s property and financial obligations.
- Did not voluntarily and expressly waive, in writing, the right to that disclosure.
- Did not have, and reasonably could not have had, adequate knowledge of the other party’s property and finances.
The challenger must satisfy every part of that second ground for it to apply. Whether an agreement is unconscionable is decided by the court as a matter of law, not by a jury.
What a Maine Prenup Can Cover
Section 604 lets couples contract on a wide set of financial topics. The table below shows common uses.
| Area | What You Can Decide |
|---|---|
| Property rights | Each party’s rights and obligations in any property, owned now or acquired later |
| Management | The right to buy, sell, use, transfer, lease, or encumber property during the marriage |
| Division at divorce | How property is split on separation, divorce, or death |
| Spousal support | Modifying or eliminating spousal support, within legal limits |
| Estate planning | Wills, trusts, and life insurance death benefits that carry out the agreement |
| Governing law | Which state’s law applies to the agreement |
A prenup can also address personal rights and obligations, as long as they do not violate public policy or any criminal law.
What You Cannot Put in a Maine Prenup
Some terms are off limits no matter how both parties feel about them. A Maine prenup cannot include any of the following:
- Limit or waive a child’s right to support, since Section 604 protects that right.
- Predetermine child custody or parenting time, which a judge sets based on the child’s best interests.
- Require anything illegal or against public policy.
- Force personal or non-financial behavior, such as chores or appearance clauses, in a way a court would enforce.
Signing Requirements in Maine
The formalities are short but they are not optional. Sections 603 and 605 set them out.
| Requirement | Maine Rule |
|---|---|
| Written document | The agreement must be in writing. Oral prenups are not valid. |
| Both signatures | Both parties must sign the agreement. |
| Consideration | None required. The agreement is enforceable without consideration. |
| When it takes effect | The agreement becomes effective upon the marriage. |
If the wedding never happens, the prenup never takes effect. Signing well before the ceremony also helps show the agreement was voluntary.
Can a Maine Prenup Waive Alimony?
Yes, you can modify or eliminate spousal support in a Maine prenup. Section 604 lists this as an allowed term.
There is one important limit. Under 19-A M.R.S. § 608(2), if the support waiver would leave one spouse eligible for public assistance at separation or divorce, a court may order support anyway.
The judge can require enough support to lift that spouse off public assistance, even though the prenup says otherwise. The waiver does not vanish, but it cannot push someone onto state aid.
Why Financial Disclosure Matters in Maine
Disclosure sits at the heart of the Section 608 test. The cleanest way to protect a prenup is for each person to show the other what they own and what they owe.
That usually means attaching a written schedule of assets, debts, and income to the agreement. Bank balances, real estate, retirement accounts, business interests, and loans all belong on it.
A party can waive the right to disclosure, but the waiver must be voluntary, express, and in writing. Skipping disclosure without that written waiver gives a future judge a clear opening to refuse enforcement.
What Happens in Maine Without a Prenup
Maine is an equitable distribution state. Without a prenup, a divorce court divides property under 19-A M.R.S. § 953.
The court first sets apart each spouse’s non-marital property, then divides the marital property in proportions it considers just. Just does not always mean equal.
Property acquired by either spouse during the marriage is presumed to be marital, regardless of whose name is on the title. The spouse claiming otherwise has to prove it.
Non-marital property is generally that which a spouse can show falls into one of these categories:
- Property acquired by gift, bequest, devise, or inheritance.
- Property owned before the marriage, or acquired in exchange for such property.
- Property acquired after a legal separation decree.
- Property excluded by a valid agreement between the spouses.
- The increase in value of non-marital property, subject to limited exceptions.
A prenup lets you replace this default with your own plan, which is the main reason couples sign one.
Prenup or Postnup in Maine?
A prenup is signed before the wedding. A postnup is signed after a couple is already married.
Maine’s Uniform Premarital Agreement Act covers prenups only. Postnuptial agreements are not governed by that statute, so courts review them under general contract principles instead.
Because married spouses owe each other duties of good faith and fair dealing, Maine courts tend to look at postnups with closer scrutiny. Strong disclosure, voluntary signing, and independent legal advice matter even more for a postnup.
If you can settle these questions before the wedding, a prenup is usually the cleaner path. Treat a postnup as a backup, and have a Maine attorney draft it.
Mistakes That Void a Maine Prenup
Most failed prenups fall apart for predictable reasons. Watch for these:
- One party did not sign voluntarily, often due to pressure or a last-minute demand.
- The agreement was unconscionable and hidden assets or weak disclosure went with it.
- No written, signed schedule of assets and debts was attached.
- The disclosure waiver was missing, vague, or not in writing.
- The document was presented days before the wedding with no time to review.
- One party had no chance to consult their own lawyer.
- The agreement tried to limit child support or dictate custody.
What Does a Prenup Cost in Maine?
Cost depends on how complex your finances are and whether each party hires a lawyer. The table gives realistic ranges.
| Option | Typical Cost |
|---|---|
| Attorney drafted, standard | 1,500 to 5,000 per person |
| Attorney drafted, complex estate or business | 2,000 to 7,000 per person |
| Online platform, flat fee | A few hundred dollars |
An online service such as HelloPrenup can produce a Maine prenup at a flat fee far below attorney rates. Many couples use a platform to draft the agreement, then have a Maine lawyer review it before signing.
How to Set Up Your Maine Prenup
Building a sound agreement follows a clear order. Work through these steps:
- Start early, ideally months before the wedding, so neither party feels rushed.
- List your full finances, including assets, debts, income, and business interests.
- Exchange written disclosure and attach the schedules to the agreement.
- Decide your terms together, covering property, debts, and spousal support.
- Draft the agreement using a Maine specific platform or attorney.
- Have each party review the draft with their own independent lawyer.
- Sign the written agreement before the wedding, with both signatures.
- Store signed copies somewhere safe and accessible.
Final Thoughts on a Maine Prenup
A Maine prenup works best when it is honest, early, and well documented. The Uniform Premarital Agreement Act rewards full disclosure and voluntary signing.
Skip those, and Section 608 hands a future judge the tools to undo your plan. Follow them, and your agreement should stand.
Whether you draft online or hire an attorney, give yourselves time to do it right.